FAQ

1. Do I need an estate plan if I’m not wealthy?

Yes. Estate planning helps protect the people you love and gives you a say in who receives your property and makes decisions if you cannot. At Endurance Estate Planning, we start by understanding your family, concerns, and goals, then recommend a plan tailored to your needs—not a minimum level of wealth.

2.  How much does estate planning cost?

We offer transparent, flat-fee pricing based on your needs and the services you choose. Before you commit, we explain our recommendations, what’s included, and the total fee for the agreed scope of work. You’ll know what to expect upfront, without hourly billing or surprise charges.

3. What is the difference between a will and a trust?

We will discuss how a will vs. a trust will affect your particular situation. will provides instructions for distributing property after your death and can nominate guardians for minor children. A properly established and funded living trust can help assets held in the trust pass outside probate and provide ongoing management of an inheritance. We explain your options and help you choose an approach that fits your family, assets, and wishes.

4. What documents should a Colorado estate plan include?

An estate plan commonly includes a will, financial power of attorney, medical power of attorney, and advance healthcare directives. A trust may also be appropriate. Your plan should reflect your circumstances, so we tailor our recommendations to your priorities and review how property ownership and beneficiary designations fit together.

5. When should I update my estate plan?

Review your plan periodically and after changes such as marriage, divorce, a new child, a move, or a significant change in your finances. Your relationships and priorities may change, too. We help you determine whether your existing documents still reflect your wishes and recommend updates suited to your current needs.

6. I own a second home in Colorado - do I need a Colorado estate plan?The best answer is - you might.  Let's discuss your particular situation and we will give you an honest analysis of what type of of plan you need if you are a part-time Colorado resident.

7. Do you offer a free estate planning consultation?

Yes. Our complimentary Peace of Mind Planning Session is an opportunity to discuss your family, ask questions, and share what matters most to you. We’ll talk through your estate planning needs, explain potential options, and outline pricing so you can make an informed decision. You don’t need to know which documents you need before we meet—that’s something we’ll help you understand.